SKANDIA MICROSITE Introduction UK Equity Income Asia Pacific Fund North American Fund All products About Martin Currie Your contacts RELEVANT DOWNLOADS Awards and Ratings (479k) (pdf document) USEFUL LINKS Regulatory information Terms and conditions About Martin Currie Introduction Why we are unique Recent highlights Introduction Martin Currie is a specialist active equity manager. From our headquarters in Edinburgh, we manage £10.5 billion (US$15.7 billion)* for 152 clients worldwide, including financial institutions, charities, foundations, pension funds and investment trusts. Our collective funds include an Oeic, Sicav and range of hedge funds. *As at 30 June 2010. WHY MARTIN CURRIE IS DISTINCTIVE: Click on the links below for more detail† Independent Experienced Specialist Proven investment proposition Global perspective Alignment of interests INDEPENDENT (-) Features Benefits for our clients - - - Majority-owned by employees Maximum of 5% holding by any individual 100% of assets managed for third-parties Independence confers stability and minimises corporate distractions. Employee ownership helps us attract and retain talent. SPECIALIST (-) Features Benefits for our clients - - Investment management is our only business 100% active equities We focus on doing one thing well. We manage a tight group of specilaist equity strategies across a range of risk profiles. GLOBAL PERSPECTIVE (-) Features Benefits for our clients - - - 87% of funds invested internationally 68% of funds managed for clients outside the UK Offices in Edinburgh, London, New York, Shanghai and Melbourne. Planning to open offices in Switzerland and Singapore in 2009 We are an international business for international clients. Our global network of client service offices help us remain close to clients and their needs. EXPERIENCED (-) Features Benefits for our clients - - - - 128 year old firm 26 investment directors, with average investment experience of 18 years, and an average of 10 years with the firm Our Chief Investment Officer, the MD of our investment team and our head of sector research have all worked together for 19 years Significant corporate experience through senior management team and non-executive directors. We have the experience and judgment to make the right investment decisions for our clients. Our leadership team has the experience, skills and perspective to manage the business through the cycle. PROVEN INVESTMENT PROPOSITION (-) Features Benefits for our clients - - - - - Synthesis of regional and sector research Returns driven by stock-picking We focus on the four 'pillars' of quality, value, growth and change Risk-adjusted returns are central to our investment philosophy Our single investment location supports effective decision-making We make connections that others miss. These lead to superior investment decisions that add real value for our clients. ALIGNMENT OF INTERESTS (-) Features Benefits for our clients - - - - Performance-based remuneration at every level Disciplined approach to managing asset capacity Risk-based approach to everything we do 'Big Boutique' culture Our policies, procedures and culture all align our interests with those of our clients. We only succeed if our clients succeed. Recent highlights Martin Currie win Investment Week Fund Manager of the Year award in North America category 2008 European strategy wins Europe including UK Equity 5 year performance category 2008 from AsianInvestor magazine Martin Currie named Best Charity Fund Manager in FT and Investors Chronicle Wealth Management Awards 2008 The Martin Currie GF - European Opportunities Fund won the Lipper Fund Awards 2008 in the Global Equity Europe Small and Mid-Cap sector In the 2007 Global Money Management Pension Fund Awards for Excellence, Martin Currie won the Equity Manager of the Year category. The awards are truly international, covering corporate and public pension funds, investment managers and consultants across the UK, Continental Europe, Australia and Canada. † As at 30 June 2009

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